College

Welcome to the article On December 1 2018 Garden Products borrowed 85 000 on a 5 16 year note with annual installment payments of 5 313 plus interest due. On this page, you will learn the essential and logical steps to better understand the topic being discussed. We hope the information provided helps you gain valuable insights and is easy to follow. Let’s begin the discussion!

On December 1, 2018, Garden Products borrowed $85,000 on a 5%, 16-year note with annual installment payments of $5,313 plus interest due on December 1 of each subsequent year. Which of the following describes the first installment payment made on December 1, 2019? (Round your answer to the nearest whole number.)

A. $5,313 principal plus $4,250 interest
B. $5,313 principal plus $5,313 interest
C. $4,250 interest only
D. $5,313 principal plus $266 interest

Answer :

Final answer:

By calculating the interest for the first year of the loan, we find that the first installment payment Garden Products made on Dec 1, 2019, was $5,313 principal plus $4,250 interest.

Explanation:

The question refers to a loan repayment scenario where Garden Products borrowed $85,000 at a 5% annual interest rate, paid off in 16-yearly installments of $5,313 plus interest. To work out the first installment payment made on December 1, 2019, we calculate the interest for the first year by multiplying the loan amount ($85,000) with the interest rate (5%), which gives us $4,250. Thus, the payment on December 1, 2019, consists of the yearly installment amount of $5,313 plus the calculated interest of $4,250. Therefore, the correct option is A. $5,313 principal plus $4,250 interest.

Learn more about Loan Repayment here:

https://brainly.com/question/31838901

#SPJ11

Thank you for reading the article On December 1 2018 Garden Products borrowed 85 000 on a 5 16 year note with annual installment payments of 5 313 plus interest due. We hope the information provided is useful and helps you understand this topic better. Feel free to explore more helpful content on our website!

Rewritten by : Brahmana